Services

Mortgage Loan Origination:

This service involves the application and approval of a mortgage loan. Borrowers apply and the financial institution evaluates their ability to pay, credit history and other factors to determine if they are eligible for the loan. Once approved, the terms of the loan are established.

Mortgage Refinancing:

Mortgage refinancing involves replacing an existing mortgage loan with a new one with different terms. Borrowers can look to refinance to get lower interest rates, reduce monthly payments, switch from a variable-rate loan to a fixed-rate loan, or release equity in their home.

Mortgage Customer Service:

Financial institutions offer customer service to assist borrowers with questions, issues, or requests related to their mortgages.

Mortgage Counseling:

Mortgage counselors are professionals who help borrowers understand their mortgage options and make informed decisions. They can assist in finding the right loan, provide guidance on the application process, and advise on refinancing strategies.

Mortgage Brokerage:

Mortgage brokers act as intermediaries who connect borrowers with mortgage lenders. They help borrowers find loans that suit their needs and facilitate the application process.

Property Appraisal and Valuation:

Prior to mortgage approval, an appraisal and property valuation are typically conducted to determine the property's value. This is essential for determining the loan amount that can be granted.

Mortgage Insurance:

Mortgage Insurance: Some borrowers may require mortgage insurance to protect lenders in case of default. Mortgage services can help borrowers obtain and manage these insurance policies.

Credit Repair Services

Some borrowers may require credit repair services in order to obtain a mortgage. Credit Repair Services can help borrowers manage this process through our partner services.